We can help offer a few types of leases:
- Applications up to $150,000, No financial statements necessary.
- Middle market financing up to $500,000
- Large ticket over $500,000
- Little or no down payment
- Multiple payment structures
- End-of-lease buy-out option
We help provide financing to almost every type of business equipment, including Medical and Truck Financing!
For companies that have been doing business for two years or more, approval for application only 24
hours. The large ticket and middle market financing take 3-5 days on average. You will have up to 84
months to repay with excellent interest rates.
B,C and D Credits
In these tough economic times many businesses have suffered financially. Additionally, the owners of these companies have seriously damaged their personal credit. We have developed a “second chance” program to help these companies. We can structure your financial needs to help you rebuild your company.
We can help clients that have prior bankruptcies, tax liens, judgments, repossessions and other derogatory items on their credit report.
Sale & Lease Back
Unisource Capital Group LLC has a program designed to help companies who need working capital for
expansion. Many companies do not want to use their bank lines for working capital, and, with our
solution, you will not need to. The program utilizes the equity in your company’s existing equipment.
Our investment partners will buy your equipment and lease it back to you. This gives you the working
capital you need and when you complete all the payments, the equipment is yours.
If you have just started doing business you may be having a hard time finding financing. Many lenders
will not finance start-ups or companies that have been in business for a short amount of time-usually
less than two years. The start-up program that we help provide can help you be successful by financing
the equipment you need.
Government and Municipal Leasing
We help provide lease financing to any government or municipal entity, guaranteed. The rating of the
government agency or municipality determines the lease rate. Here is a partial list of whom we can help
provide financing to:
- Federal Government Agencies
- Armed Services
- State Agencies
- Public Schools
- Police Department
- Fire Houses
*This list is only an example, we can help finance any state or federally controlled entity.
A Growing Option
The fastest growing form of business equipment acquisition is leasing. 80% of U.S. Businesses,
including Fortune 500 and family businesses, lease at least some portion of their equipment. Growing
companies often have the predicament of limited cash flow and the need for more equipment. A
lease will allow you to acquire the needed equipment without heavily impacting the capital. We can
help provide leasing for practically every type of business equipment, including both software and
Lease payments are generally lower than rates of other financing options.
Free Your Capital
Leases require less of the company’s capital, allowing you to use for unexpected expenses or as
working capital as needed.
Low Costs Up-front
In general, leases only require one or two payments in advance, whereas most other financing requires
a 25% down payment. This allows you to get immediate use from the equipment without large initial
Preserve Existing Lines of Credit
Leasing will not impact your bank credit lines. Preserve those credit lines for other business needs by
leasing your equipment.
Avoid Being Dated
What your business needs now may become obsolete in the future. Leasing allows you to use current
technology. When new technology becomes available you are able to upgrade to keep your competitive
Bank credit lines generally offer variable rates, but lease rates remain constant no matter the condition
of the market. In the 1980s the rates rose from 9% to 20% in just one year. With leasing you will never
be a victim of skyrocketing interest rates.
Tax and Accounting Advantages
Taxes are paid on profits. When you purchase equipment with cash, it automatically will add about
30-40% because cash=profits. Leasing can also eliminate the headache of complicated depreciation
schedules as they generally appear as line-item expenses on your P&L statement. They may also be
counted as pre-tax business expenses and reduce your taxes.
Leasing is the right choice!
With leasing you can lessen the impact on your capital, avoid becoming obsolete, keep your bank lines
open, save money on taxes, and avoid taking a hit from a plunge in the market. Please contact one of
our financial specialists to recommend financial solutions and assess your company’s specific needs.